Commercial & Personal Truck Loan Finance Made Easy

Heavy-duty finance for Australian businesses

Truck loans are vital for tradies, logistics operators, and fleet managers looking to purchase or upgrade commercial vehicles. Whether it’s a small delivery van or a multi-axle prime mover, specialised finance can help structure repayments in line with business cash flow.

Structured for commercial success

Australian lenders offer various forms of truck finance including chattel mortgages, leases, and hire purchase agreements. These loans can be tailored for GST and tax efficiency, and many lenders provide low-doc or ABN-only options for small business owners and sole traders. The type and age of the truck may influence the interest rate and loan term.

Fast-track your truck finance

With Loan Finance Online, your application is prequalified to ensure you're only matched with lenders who suit your business type and vehicle requirements. Avoid delays and unnecessary paperwork — compare commercial vehicle loan options that get your business on the road sooner.

Truck Loans Articles

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A Comprehensive Guide to Chattel Mortgages for Truck Financing

If you're running a business in Australia, trucks might be a crucial component of your operations. Whether for transportation, delivery, or service, trucks play a vital role in ensuring business efficiency and success. However, acquiring these vehicles is not always straightforward, leading many business owners to face the lease vs buy dilemma. Understanding the right financing option for trucks can significantly impact your business's financial health. - read more

Understanding the Basics of Truck Financing

Truck financing is a financial solution that enables Australian businesses to acquire trucks without the need for substantial upfront payments. This type of financing is essential for many enterprises relying on trucks for their day-to-day operations, from logistics companies to construction firms. - read more

How to Choose the Right Financing Options for Your Fleet

When it comes to managing a fleet, the financial decisions you make can significantly influence your business operations. Understanding the impact of fleet costs is crucial, as it helps in ensuring the sustainability and efficiency of your operations. High fleet costs can eat into your profits, making it vital to find cost-effective solutions. - read more

Lease vs Buy: What’s Best for Your Business Truck Investment?

For many businesses across Australia, trucks are not just vehicles—they're an integral part of operations. Whether it's delivering goods, providing services, or transporting raw materials, having a reliable truck can make all the difference in ensuring smooth business operations. - read more

Finance News

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ASIC Initiates Comprehensive Review of Motor Vehicle Finance Practices

08 Oct 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has commenced a thorough review of the motor vehicle finance sector, aiming to bolster consumer protections and ensure industry-wide compliance. This initiative is particularly focused on the experiences of borrowers in regional and remote areas, including First Nations communities. - read more

Macquarie Transfers $1.5 Billion Car Loan Portfolio to Allied Credit

08 Oct 2025: Paige Estritori

In a significant development within the Australian financial sector, Macquarie Group's Banking and Financial Services division has agreed to sell a substantial portion of its car loan portfolio, valued at $1.5 billion, to Allied Credit. This transaction involves over 50,000 car loans and is expected to be finalised by the fourth quarter of 2025. - read more

Bank Australia Ends Financing for New Petrol, Diesel, and Hybrid Vehicles

08 Oct 2025: Paige Estritori

In a bold move towards environmental sustainability, Bank Australia has ceased offering loans for new petrol, diesel, and hybrid vehicles as of February 2025. This policy change is part of the bank's commitment to achieving net-zero carbon emissions by 2035. - read more

Crusader Caravans Triumphs as 2025 Manufacturer of the Year

08 Oct 2025: Paige Estritori

Crusader Caravans has once again demonstrated its leadership in the Australian caravan industry by securing the Manufacturer of the Year award for 2025, presented by Caravan Industry Victoria (CIV). This marks the fourth time the company has received this prestigious accolade, underscoring its unwavering commitment to excellence in caravan and RV manufacturing. - read more

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Payday Loan:
A short-term, high-interest loan, typically due on the borrower's next payday.