Truck Loan Finance Online :: Home

Commercial & Personal Truck Loan Finance Made Easy

At Truck Loan Finance Online, we specialise in connecting Australian businesses with truck loan finance options via our broker referral network. Whether you're a sole trader or manage a fleet, our platform makes it easier to compare truck loans and access competitive rates from participating lenders and brokers, helping you find a loan option that meets your needs and drives your business forward.

We help you find truck loan finance options with competitive rates

Free Assessment

Loan Amount:
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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers and lenders linked to our referral service only and do not cover the entire market. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Heavy-duty finance for Australian businesses

Truck loans are vital for tradies, logistics operators, and fleet managers looking to purchase or upgrade commercial vehicles. Whether it’s a small delivery van or a multi-axle prime mover, specialised finance can help structure repayments in line with business cash flow.

Structured for commercial success

Australian lenders offer various forms of truck finance including chattel mortgages, leases, and hire purchase agreements. These loans can be tailored for GST and tax efficiency, and many lenders provide low-doc or ABN-only options for small business owners and sole traders. The type and age of the truck may influence the interest rate and loan term.

Fast-track your truck finance

With Loan Finance Online, your enquiry is reviewed against selected criteria from our participating brokers and lenders so you’re only matched with those who are likely to suit your business type and vehicle requirements. This matching is not a formal credit assessment or loan approval. Avoid delays and unnecessary paperwork — compare commercial vehicle loan options from our participating brokers and lenders that may help get your business on the road sooner.

Our broker partners will seek to provide you with competitive rates and options available from their panel of lenders. Actual rates may vary based on your circumstances and not all lenders are represented.

Personal Advice

Loan Finance Online does not provide personal financial advice or credit assistance directly. All enquiries, including quote comparisons, credit assistance and any form of personal advice, are provided by a licensed specialist broker or lender, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

Broker Matching

A specialist Finance Broker or Lender will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your truck loan quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.

Free service

Our service is free to the public. We may receive a referral fee or commission from your matched broker - regardless of whether you choose to proceed with any of their recommendations. Any fee paid to us by your broker is a general marketing expense and is not directly passed on to you nor added to your loan.


Truck Loans Articles

Lease vs Buy: What’s Best for Your Business Truck Investment?
Lease vs Buy: What’s Best for Your Business Truck Investment?
For many businesses across Australia, trucks are not just vehicles—they're an integral part of operations. Whether it's delivering goods, providing services, or transporting raw materials, having a reliable truck can make all the difference in ensuring smooth business operations. - read more
Understanding the Basics of Truck Financing
Understanding the Basics of Truck Financing
Truck financing is a financial solution that enables Australian businesses to acquire trucks without the need for substantial upfront payments. This type of financing is essential for many enterprises relying on trucks for their day-to-day operations, from logistics companies to construction firms. - read more
A Comprehensive Guide to Chattel Mortgages for Truck Financing
A Comprehensive Guide to Chattel Mortgages for Truck Financing
If you're running a business in Australia, trucks might be a crucial component of your operations. Whether for transportation, delivery, or service, trucks play a vital role in ensuring business efficiency and success. However, acquiring these vehicles is not always straightforward, leading many business owners to face the lease vs buy dilemma. Understanding the right financing option for trucks can significantly impact your business's financial health. - read more
How to Choose the Right Financing Options for Your Fleet
How to Choose the Right Financing Options for Your Fleet
When it comes to managing a fleet, the financial decisions you make can significantly influence your business operations. Understanding the impact of fleet costs is crucial, as it helps in ensuring the sustainability and efficiency of your operations. High fleet costs can eat into your profits, making it vital to find cost-effective solutions. - read more

Finance News

Australian Managed Funds Experience Significant Growth in 2025
Australian Managed Funds Experience Significant Growth in 2025
07 Feb 2026: Paige Estritori
In 2025, Australian managed funds experienced a substantial increase of $35.9 billion, as reported by Calastone. This growth was primarily driven by investors seeking stability through fixed income strategies amidst global economic uncertainties. - read more
The Rise of Non-Bank Lenders in Australian SME Financing
The Rise of Non-Bank Lenders in Australian SME Financing
07 Feb 2026: Paige Estritori
In recent years, Australian small and medium-sized enterprises (SMEs) have increasingly turned to non-bank lenders for their financing needs. This shift is driven by the demand for faster credit decisions and more flexible lending solutions, which traditional banks often struggle to provide. - read more
Australian SMEs Embrace Asset Finance to Drive Productivity
Australian SMEs Embrace Asset Finance to Drive Productivity
07 Feb 2026: Paige Estritori
Amidst economic uncertainties and a cautious lending environment, Australian small and medium-sized enterprises (SMEs) are increasingly turning to asset finance to bolster long-term productivity. Recent data from Valiant Finance indicates a significant surge in asset finance volumes, with a 41% increase in Q3 and a 33% rise in Q4 of 2025. - read more
Rising SME Insolvencies Prompt Aggressive Actions from Non-Bank Lenders
Rising SME Insolvencies Prompt Aggressive Actions from Non-Bank Lenders
07 Feb 2026: Paige Estritori
As Australian small and medium-sized enterprises (SMEs) face increasing insolvency pressures, non-bank lenders are intensifying court-based recovery actions. Data from the Alares Credit Risk Insights report reveals a steady rise in court recoveries by non-bank lenders since 2019, reaching record levels in recent years. - read more

Free Assessment

Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Credit Utilization:
The amount of credit you are using compared to the amount of credit available to you, typically expressed as a percentage.