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Truck Loans Articles

A Comprehensive Guide to Chattel Mortgages for Truck Financing
A Comprehensive Guide to Chattel Mortgages for Truck Financing
If you're running a business in Australia, trucks might be a crucial component of your operations. Whether for transportation, delivery, or service, trucks play a vital role in ensuring business efficiency and success. However, acquiring these vehicles is not always straightforward, leading many business owners to face the lease vs buy dilemma. Understanding the right financing option for trucks can significantly impact your business's financial health. - read more
Lease vs Buy: What’s Best for Your Business Truck Investment?
Lease vs Buy: What’s Best for Your Business Truck Investment?
For many businesses across Australia, trucks are not just vehicles—they're an integral part of operations. Whether it's delivering goods, providing services, or transporting raw materials, having a reliable truck can make all the difference in ensuring smooth business operations. - read more
How to Choose the Right Financing Options for Your Fleet
How to Choose the Right Financing Options for Your Fleet
When it comes to managing a fleet, the financial decisions you make can significantly influence your business operations. Understanding the impact of fleet costs is crucial, as it helps in ensuring the sustainability and efficiency of your operations. High fleet costs can eat into your profits, making it vital to find cost-effective solutions. - read more
Understanding the Basics of Truck Financing
Understanding the Basics of Truck Financing
Truck financing is a financial solution that enables Australian businesses to acquire trucks without the need for substantial upfront payments. This type of financing is essential for many enterprises relying on trucks for their day-to-day operations, from logistics companies to construction firms. - read more

Finance News

Non-Bank Lending Surges Among Australian SMEs
Non-Bank Lending Surges Among Australian SMEs
06 Jan 2026: Paige Estritori
In recent years, Australian small and medium-sized enterprises (SMEs) have increasingly turned to non-bank lenders for their financing needs. This trend reflects a significant shift in the financial landscape, with over 50% of SMEs now preferring alternative lending sources over traditional banks. - read more
ASIC Advocates for Stronger Regulation in Private Lending
ASIC Advocates for Stronger Regulation in Private Lending
06 Jan 2026: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently highlighted the need for enhanced regulatory measures within the nation's private lending sector. This call to action stems from findings that reveal inconsistencies and potential risks that could adversely affect both investors and borrowers. - read more
Westpac's Strategic Expansion in SME Business Lending
Westpac's Strategic Expansion in SME Business Lending
06 Jan 2026: Paige Estritori
Westpac Banking Corporation has announced a significant expansion in its business lending division, aiming to bolster its position in Australia's small and medium-sized enterprise (SME) market. The bank plans to hire between 350 and 500 business bankers by 2027, a strategic move to regain market share from competitors such as Commonwealth Bank and National Australia Bank. - read more
October 2025 Sees Decline in Personal Insolvencies
October 2025 Sees Decline in Personal Insolvencies
05 Jan 2026: Paige Estritori
In October 2025, Australia witnessed a notable decrease in personal insolvencies, with the Australian Financial Security Authority (AFSA) reporting 1,116 new cases. This marks a decline from 1,169 in September 2025 and an increase from 1,009 in October 2024. The breakdown includes 601 bankruptcies, 498 debt agreements, and 17 personal insolvency agreements. Additionally, 16 new temporary debt protections were recorded, offering individuals a 21-day respite from unsecured creditor enforcement to seek advice or consider insolvency options. - read more

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Knowledgebase
Interest Rate Lock:
An agreement between a borrower and a lender that allows the borrower to lock in the interest rate on a mortgage for a specified time period.